Like many of us, you probably have more questions than answers when it comes to your dental insurance coverage. Even the terminology - annual maximums, limitations, exclusions - can make you feel out of your depth as you try to figure out which services are covered and which aren’t.
You’ve got enough going on in your life, and insurance questions should not be another issue you have to struggle with just to get needed dental treatment. Fortunately, at Deep River Family & Cosmetic Dentistry, our team has extensive experience and the expertise necessary to guide you through the intricacies of dental insurance.
What Does My Insurance Cover?
The most common questions we receive are about coverage of specific procedures and the portion that the patient will need to cover. It’s hard to answer this question properly without taking a look at the provisions of your specific coverage.
Treatments that dental insurance covers vary widely and depend on your insurance company and your specific policy. In general, most dental insurance policies will cover the cost of preventive services like professional cleanings, routine dental examinations, and X-rays for you and your children.
How Much Do I Have to Pay?
Depending on your policy, you may be responsible for a portion of the cost of preventive treatments. However, the rates for simple and more complex dental procedures also differ from one policy to the next, depending on your coverage. We'll be happy to submit a pre-authorization for your treatment and help determine if a specific procedure is likely to be covered under your policy.
Does My Insurance Cover Cosmetic Dentistry?
Generally speaking, dental insurance does not provide coverage for cosmetic dental services. But we will be happy to take a look at your insurance policy to see if the treatment you're interested in is covered. Orthodontic treatment is covered under some policies, or you may need to obtain separate coverage for orthodontics.
Please Contact our Office
We know it’s easy to get distracted by the complexities of dental insurance when planning dental treatments for yourself and your family. Protecting your oral health is our priority, and you should never feel that you have to forgo important dental treatment because you can’t get straight answers about your insurance coverage.
If you still have questions about dental insurance in general, or would like more information about coverage for specific treatments, please don’t hesitate to contact our Deep River Family & Cosmetic Dentistry office.